CHART 20 | 37 ADVISOR PROFILE The same story is also playing out when we look at the agency/advisor position share. In the 2022 River Cruise Segment report, 16% identified themselves as employees or managers, the share this year is 21%. AGENCY/ADVISOR POSITION, SHARE (%) 16% 20% 8% 12% 44% Owner Manager Employee Independent Contractor (IC) ICs who identify themselves as owner